Bah humbug....
Dec. 19th, 2006 08:20 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
gothams3rdrobinI had plans for after work this evening...
Rowan had a playdate with his best friend Isaac, so I didn't have to run out of the office to go collect him. "Brilliant!" thinks I, "I can go get some christmas shopping done without him, before Mam and I run to Tesco."
However, those of you who have read my journal for some time know that things rarely work out quite like I want them to....
As I left the office, I attempted to call my Mam on my mobile to discuss meeting her when I was done, only to discover I was out of credit. This was surprising, but then I've not been paying that much attention to my credit in the last couple of weeks, so it had to happen sooner or later. So I headed to the nearest bank to get check my balance and top up the phone - only to discover I was twelve pounds overdrawn! On an account that doesn't have an overdraft facility.
So instead of going to buy some presents, I end up in a queue at my own bank to find out what went wrong. One thing I like about my bank is they let me check that all my bills have cleared, and will give me a printout of the most recent activity on my account. It turns out that the invoice for the presents I ordered online last tuesday didn't get presented to my bank till Saturday, therefore leaving my account on Monday morning. As a result, when I checked my balance on Saturday afternoon, the cash machine told me there was far more money in my account than there actually was! *aggravated sigh*
Mam's lending me money till payday, thank goodness, so I can at least get the kids' presents. And she paid for the things I needed from Tesco. Somehow she's managed to find money to pay for Christmas, despite having lost most of her savings when Fairpack went under. It's frustrating though, as I now only have the half-hour I can squeeze in between dropping Rowan at school and the start of my shift - provided we're not running late. And I haven't seen any sign of the thing Rowan wants most in any of the shops in town - not since Toys R Us moved its store way out to the Bay, damn them...
I hate Christmas. I really do.
I also keep hoping I'll get my refund on the fees for my french course, as that'll really help. But I got the letter back from the Student Loan Company today to advise that, while they have been able to defer my loan repayments again for me, there's an arrears of about £70 due. And they won't be able to process any further applications till that's cleared....*sighs* Bloody Debt Agency telling me not to pay any of my creditors then taking three or four months to let me know they couldn't take on that particular debt...
Rowan had a playdate with his best friend Isaac, so I didn't have to run out of the office to go collect him. "Brilliant!" thinks I, "I can go get some christmas shopping done without him, before Mam and I run to Tesco."
However, those of you who have read my journal for some time know that things rarely work out quite like I want them to....
As I left the office, I attempted to call my Mam on my mobile to discuss meeting her when I was done, only to discover I was out of credit. This was surprising, but then I've not been paying that much attention to my credit in the last couple of weeks, so it had to happen sooner or later. So I headed to the nearest bank to get check my balance and top up the phone - only to discover I was twelve pounds overdrawn! On an account that doesn't have an overdraft facility.
So instead of going to buy some presents, I end up in a queue at my own bank to find out what went wrong. One thing I like about my bank is they let me check that all my bills have cleared, and will give me a printout of the most recent activity on my account. It turns out that the invoice for the presents I ordered online last tuesday didn't get presented to my bank till Saturday, therefore leaving my account on Monday morning. As a result, when I checked my balance on Saturday afternoon, the cash machine told me there was far more money in my account than there actually was! *aggravated sigh*
Mam's lending me money till payday, thank goodness, so I can at least get the kids' presents. And she paid for the things I needed from Tesco. Somehow she's managed to find money to pay for Christmas, despite having lost most of her savings when Fairpack went under. It's frustrating though, as I now only have the half-hour I can squeeze in between dropping Rowan at school and the start of my shift - provided we're not running late. And I haven't seen any sign of the thing Rowan wants most in any of the shops in town - not since Toys R Us moved its store way out to the Bay, damn them...
I hate Christmas. I really do.
I also keep hoping I'll get my refund on the fees for my french course, as that'll really help. But I got the letter back from the Student Loan Company today to advise that, while they have been able to defer my loan repayments again for me, there's an arrears of about £70 due. And they won't be able to process any further applications till that's cleared....*sighs* Bloody Debt Agency telling me not to pay any of my creditors then taking three or four months to let me know they couldn't take on that particular debt...
![[identity profile]](https://www.dreamwidth.org/img/silk/identity/openid.png){kind=small}
no subject
Date: 2006-12-19 09:00 pm (UTC)I understand your money woes, sweetie. I really do.
no subject
Date: 2006-12-19 09:02 pm (UTC)I'm just hoping I'll be able to make the increases to my rent and residential tax too *sigh*
no subject
Date: 2006-12-19 09:07 pm (UTC)On a vaguely related note, when is your birthday? (I know that must seem awfully random.)
no subject
Date: 2006-12-19 09:08 pm (UTC)no subject
Date: 2006-12-19 09:14 pm (UTC)no subject
Date: 2006-12-19 09:16 pm (UTC)no subject
Date: 2006-12-19 09:21 pm (UTC)no subject
Date: 2006-12-19 09:25 pm (UTC)You'd have been included in amoungst the christmas cards I mailed yesterday, but I am stupidly shy about asking for addresses *sighs*
no subject
Date: 2006-12-19 09:29 pm (UTC)no subject
Date: 2006-12-19 09:31 pm (UTC)Wanna laugh at me now or later? ;-)
no subject
Date: 2006-12-19 09:38 pm (UTC)no subject
Date: 2006-12-19 11:02 pm (UTC)I hope it all gets soted out and soon!
*sends good vibes*
no subject
Date: 2006-12-20 09:27 pm (UTC)no subject
Date: 2006-12-20 12:54 am (UTC)I hope things manage to sort themselves out for you, somehow.
no subject
Date: 2006-12-20 09:33 pm (UTC)*hugs you* It's sounding like you really need to go see your GP, hon, much as I know you hate it. We worry about you, you know.
no subject
Date: 2006-12-20 08:31 am (UTC)You feeling better now???
Thought I had all prezzies sorted, BUT... still waiting for yours, Big Brother decided to be born a WEEK before Xmas and has had his joint Xmas prezzie given to him for his birthday so have to send DR Who season 2 COLLECTORS Edition Boxset back and think of something else 4DAYS BEFORE CHRISTMAS!!!
Mam is stuck for a present for Dad, so I have to get her something for him as she cant get out of the house and Dad needs something for Mam ao I have to think of something there AND I LIVE OVER THE SODDING BOARDER!!!
*Head Desky*
So Caleb and I will be shopping on Saturday before we Get to you saturday cariad.
HUGGLES!!!
no subject
Date: 2006-12-20 09:40 pm (UTC)Yours hasn't arrived either, though I do have a few odds and sods for you so you won't go without. Caleb's a different matter, though he'll get something once the stuff arrives in the post.
Good luck with the crimbo shopping - Mam's collecting Rowan from school tomorrow for me, so I can get the last of mine. Well, last if you don't count something for Baz from the baby....if I could think of something incredibly cheap to get him. Think a chocolate button would do? No? Damn...
Love ya, sis! Let me know for definite about Saturday, okay?